SR22 Certificate In Houston For Driving Without Insurance
Reader’s Question:
I live in Houston and I would like to know if I will be required to obtain an SR22 if I get caught driving without insurance? What are the penalties?
Jim
Houston Texas
Yes, typically if you’ve been found guilty of operating a vehicle without insurance in Houston for the 2nd time your drivers license is going to be suspended and to reinstate it you’ll be mandated to acquire and hold an SR22 insurance certificate for two years after the date of your conviction.
The state of Texas mandates individuals who operate a vehicle in Texas to have the ability to pay for any vehicle accidents they cause. The majority of motorists accomplish this by purchasing liability car insurance.
The minimum required liability insurance coverage is 25/50/25. These limits mean $25,000 for every wounded person, up to a total of $50,000 per accident, and $25,000 for property damage.
You can get serious legal fees and penalties for breaking the state’s financial responsibility laws. If this is your first conviction for driving without insurance, you will pay a fine between $175 and $350. Subsequent convictions you could end up paying fines of $350 to $1,000, driver’s license suspension, and impound of your car.
To restore your driver’s license from suspension status because of operating a vehicle without car insurance, you will need to pay a reinstatement fee and you will have to acquire proof of insurance (form SR-22) from an insurer and send it to the Texas Department of Public Safety (DPS). In Houston, the SR22 insurance certificate is going to be required for two years from the date of conviction.
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