Houston SR22 Car Insurance Removal
Reader’s Question:
I no longer need an SR22 for my auto insurance policy here in Houston. How do I remove it?
Howard
Houston Texas
An SR22 is liability insurance which requires your insurer to certify insurance coverage to the Texas Department of Public Safety. It is also the responsibility of the insurer to inform the DPS if the policy has been canceled or lapsed.
If you no longer required to carry an SR22 insurance, you may be able to have it removed from your policy by contacting your car insurance company. An SR-26 is a form that is filed by the insurer to remove the SR-22. Certain insurers may require you to provide paperwork from the DPS that this coverage may be removed before filing the SR-26.
This SR-26 is a certificate processed by an insurer to inform the DPS that the SR-22 car insurance provided by the company has already been canceled. The SR26 filing may lead to drivers license suspension if the person’s driving record shows that the SR22 (insurance certificate) is still needed during the time the SR26 is issued. For this reason you will need to ensure the SR22 is no longer demanded by the state of Texas. The department and the insurance company representative may be able to give you more information on how to remove SR22 from your car insurance policy.
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