by James Redder

An antique car can be a beautiful thing to share, especially if you take them to car shows; because of their increased value, they require insurance called “specialist insurance”. With many companies now able to provide this specialist service antique car insurance is not that difficult to find. Because there are so many specialist insurance providers the classic car customer is in a good position; it also means they will probably not have to pay too much for the insurance.

Not to be outdone, everyday commercial auto insurers have created antique car policies to meet the needs of antique owners; these plans reflect the specialized nature of this type of auto cover and are often called ‘collectors auto insurance’. To ensure that you are obtaining the coverage you need a representative will discuss different policy options and take all of your information. Your level of insurance protection you will ..

Source: Insurance

Reader’s Question:

I am a resident of Houston, Texas and I am just wondering if I get two tickets for driving without insurance, will I need to get an SR22?

Carol

Houston, TX

Normally, yes, if you have been convicted of operating a vehicle without insurance in Houston Texas or in any plac in Texas for a second time your license will be suspended and to restore it you will be required to get and maintain an SR-22 for two years after your conviction date.

If the Department of Public Safety informed you that an SR-22 is required then it will need to be filed by your insurance provider. An SR-22 insurance policy is a form of insurance that shows the Texas DPS proof of insurance for the future, as required by the Texas law. SR-22 insurance is car liability insurance which requires the insurance carrier to certify coverage to DPS, and the insurance carrier must notify DPS anytime the policy is cancelled, terminated or lapses.