Auto Insurance Rates In Houston – How Much Will It Cost?

Reader’s Question:

How much does your auto insurance rate rise in Houston if you are at fault in an accident and the other driver claims injuries?

Sam

Houston, TX

There is no specific amount your auto insurance in Houston may increase but generally you might expect a 10% to 15% increase in your auto insurance rate premiums. Insurance providers are required to file their car insurance rates and rules with state regulatory bodies such as the Department of Insurance. In most situations, they impose a surcharge or charge ‘points’ to motorists who have been charged with an accident and/or who have made an insurance claim against their car insurance policy. So, there is no standard law that dictates that an insurance carrier can increase your car insurance rate premiums due to an accident. It’s just a matter of how the car insurance rates are filed and passed on to you as a result of an accident.