SR22 Motorcycle Insurance in Houston – Cheap Rates?
Reader’s Question:
I am from Houston and I own a motorcycle. I want to get an idea as to how will I be required to file for an SR22? What are the violations included in the filing for an SR22?
Anthony
Houston, TX
Thanks for asking, Anthony. The Texas (DPS) Department of Public Safety mandates the laws in Texas for SR-22 requirements. If you have certain violations that have occurred in the State of Texas, you may be required to maintain SR22 insurance. Violations that trigger an SR22 requirement include, but are not limited to: DUI, driving without insurance, reckless driving, or acquiring too many points within a certain period of time.
Generally, filing must be held within a 2-year period. The state will determine the amount of time, and a policy will need to be maintained until that date, or your license will be suspended. The insurance company and the DPS office will communicate to assure that the policy is kept in force. As long as the SR22 policy is maintained, the state will allow the license to remain valid on either a hardship or occupational status.
Most cases, a motorcycle policy will run $300 per year for the first year, and then lowered to just about $100 per year for each successive year. You may want to consider applying for SR22 insurance on a motorcycle/scooter if you are younger or live in the Houston area or other areas in Texas that involve more expensive insurance. There really are no “cheap rates” for this kind of coverage, since you are considered high risk and not really wanted by most car insurance carriers….sorry to say. 
Loading ...