Are There Discounts On Houston SR22 Auto Insurance?
Reader Question
I got a DUI conviction on my record (actually got my second DUI) and my auto insurance rates are just unbelievably high. I know that I am pretty high risk now, but there has to be an insurance company that has lower rates than what I am paying now. Currently I pay $1,800 every six months. Does anyone offer discounts on SR22 coverage?
Danny H.
Woodlands TX
Hey Danny. Man, I wish I could sugar coat this reply for you a little bit but dude….you are screwed. I mean, you basically are like a subprime mortgage loan applicant. Sure, there are companies that will give you the loan (insurance) but they are going to jack up the interest rates BIG time on you to make up for the added risk. As far as a discount for SR22 insurance coverage, I doubt it, BUT never say never. There are a handful of auto insurance companies that are willing to discount prices and take on extra risk to take market share from Geico and Progressive.
Here are a few companies you might want to get a quote from.
1. Nationwide
2. The General
3. Amica
4. Travelers
5. Farmers
6. Liberty Mutual
You might want to try and ask for some of the popular discounts given to standard drivers and see what happens.
1. Good grade students
2. Credit union members, bank membership, fraternal organizations
3. Military discounts both retired and active
4. Combine your car and home coverage together
5. Muli vehicle discounts
6. Defensive driving classes
7. Claim free history
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