Reader’s Question:

My boyfriend was driving my car over the past weekend. He got pulled over for speeding and also received a drunk driving violation (DUI) and driving without a license in Houston Texas. How will this affect my auto insurance rate?

Kelly

Houston, TX

Generally, any tickets your friends receive while driving your car will not affect your auto insurance rates. The tickets for speeding, drunk driving and driving without a license should all have been issued to your boyfriend in Houston TX, the driver, and not the car, so typically will show up on his driving record and affect him.

If your boyfriend had an accident while driving your vehicle it would have affected your auto insurance since most likely it would be your insurance that would have to pay out on claims resulting from a crash.

Tags: auto insurance, car, car insurance rate, DUI, traffic school