Q: What is non owner SR22 in Houston TX?

A: Car insurance doesn’t always fall on the shoulders of the car owner as a responsibility, and so in many cases someone will need to get a Houston TX non owner SR22 policy when they don’t own a car but drive someone else’s. Even though most of the time if you drive another person’s car, their insurance will cover you, you have the burden of proof that you are protected on the road when you go to get your driver’s license reinstated.

You may even own your own vehicle, but need a Houston TX non owner SR22 for the car your drive at work. Once you get a non owner policy, your rates will go up somewhat. Non owner policies are priced higher because the car in the equation is an unknown quantity. You could be driving a Porsche or a Honda, the car insurance company doesn’t know. You are also only able to get liability coverage.