Non Owner Insurance Policy in Houston

Reader’s Question:

I am planning to borrow my friend’s car in Houston do I have to have my own insurance even if the vehicle is already insured.

James

Houston TX

Showing proof of insurance for an automobile is sufficient if that car insurance covers you for operating the vehicle. So if you are going to borrow your friend’s vehicle in Houston Texas and they have to read over their car insurance policy and verified with their car insurance company to be sure that you are covered under this car insurance policy if you were to be in an accident then showing the insurance card for the automobile would typically be enough for police officer if requested.

According to the Washington State insurance regulator, the Office of the Insurance Commissioner, the law requires anyone operating an automobile in the state of Washington to have a car insurance policy, a liability bond or a certificate of deposit, to the required limits. The Washington State insurance regulator states that if you get pulled over by a police officer, you need to show an insurance identification card showing that either the automobile or you are insured.

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